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F&I

F&I ReEngagement

Reactivate declined F&I products — with the deal jacket to prove it.

Re-engages customers who declined warranties, GAP and protection post-sale, backed by an immutable deal jacket, rate-spread monitoring and per-state rule checks.

At a glance
ImmutableDeal-jacket trail
50 bpsRate-spread flag
Per-stateUDAP + FTC checks
  • Immutable deal jacket
  • Rate-spread monitoring
  • Per-state rule checks
  • Consent-gated reopen
What it does

Reactivate declined F&I products — with the deal jacket to prove it.

Every product a customer declined at signing is a second chance the store rarely works. F&I ReEngagement identifies those customers and reopens the conversation post-sale with data-driven, consent-gated outreach. Underneath sits the F&I compliance spine: every product presented and every decision is written to an immutable deal jacket, rate spreads are checked against the tier average (flagged at 50 basis points), and each deal is measured against per-state UDAP and FTC rules with an OFAC record on file.

How it works

Under the hood.

01Step

Find the declines

Customers who passed on warranty, GAP or protection at signing are surfaced from the deal record.

02Step

Immutable deal jacket

Every product presentation and customer decision is written as an immutable event — the F&I evidence trail, captured automatically.

03Step

Rate-spread + rule check

Rate spread is monitored against the tier average and flagged past 50 bps; each deal is checked against per-state UDAP + FTC rules with OFAC on file.

04Step

Consent-gated reopen

Eligible customers get a compliant, product-matched follow-up — every send checked against consent before it goes.

What it runs on

One fused record.

Every module runs on the same fused record — one source of truth per customer and VIN. F&I ReEngagement draws on these inputs and delivers these capabilities.

  • Deal jackets & presented products
  • Customer decisions
  • Rate-spread vs tier average
  • Per-state F&I rules
  • Consent state
Immutable deal jacketRate-spread monitoringPer-state rule checksConsent-gated reopen
See it in your store

Put F&I ReEngagement to work.

A 30-minute demo shows exactly how F&I ReEngagement — and the other thirteen modules — would fire in your group, and what they put back on the bottom line.

Book a Demo